Point Loma, San Diego County
Water and fire damage help in Point Loma
A leak, a flooded room or smoke damage? Send a request from anywhere in Point Loma and Ocean Beach, from Sunset Cliffs to Roseville. A local restoration company calls you back and gives you a written price before any work starts.
- Homes
- 22,915
- Median year built
- 1963
- Flood claims on record
- 62
- Renter occupied
- 54%
About Point Loma
Point Loma and Ocean Beach take up the peninsula west of the bay, from Sunset Cliffs and the Wooded Area to Roseville and the OB flats. This is old housing for San Diego: the median home in 92106 dates to 1958, and in Ocean Beach, 92107, to 1963 (Census ACS). In 92107, 62% of occupied homes are rented. Old cottages and raised houses on the peninsula can have a crawl space under them, and salt air is hard on exposed pipes and fittings. The two ZIPs have 62 flood insurance claims on record, mostly on the low ground of Ocean Beach near the San Diego River.
Homes and water damage in Point Loma
Point Loma has about 22,915 housing units according to the Census ACS 2020-2024, with a median year built of 1963. This is an older part of the county: 62% of homes were built before 1980. Expect original copper or galvanized supply lines and cast iron drains in some houses, and plumbing in or under a slab that only shows itself when it fails. Slab leaks.
Flood claims are uncommon here: 62 on record in these ZIP codes, 16 since 2015. Most water damage jobs here start inside the house, with a plumbing leak, or with a roof leak in the first big storm.
About 54% of occupied homes here are rented, and 39% of homes are in buildings with two or more units (Census ACS). Renters dealing with a leak or mold should tell the landlord in writing first. Mold in a California rental.
The rain is the same story across the county. The airport averages about 9.8 inches a year, and half of it falls on about 6 days, nearly all between December and March. Wet materials that don't dry within a day or two are where mold starts.
Point Loma ZIP codes
| ZIP | Area | Homes | Median built | NFIP claims |
|---|---|---|---|---|
| 92106 | Point Loma | 8,062 | 1958 | 14 |
| 92107 | Ocean Beach | 14,853 | 1963 | 48 |
Census ACS 2020-2024; OpenFEMA NFIP claims, all years. Compare all 59 ZIP codes.
Average rain by month (inches)
Services in Point Loma
How it works
- Tell us what got wet or burned. Use the form or text photos. Say how long it has been wet if you know.
- A local restoration company calls you back. A few quick questions, then they pick a time to look at it.
- You get a written scope and price before work starts. You decide. If insurance is involved, ask how they document the job.
Questions
Do you cover all of Point Loma?
Yes, including ZIPs 92106, 92107. The business that returns your call confirms they cover your address.
How fast can someone come out?
It depends on the day and how many calls follow a storm or a fire. Say in your request if water is still coming in, or if anyone at home has asthma or a weak immune system. The company will tell you when they can come.
Do I get a price first?
Ask for a written scope and price before work starts. With active water, drying often starts on the first visit; ask what the first day will cost and how drying is billed before you sign.
Nearby: Clairemont, Pacific Beach, La Jolla, North Park, Mira Mesa, Rancho Bernardo, Scripps Ranch, Southeast San Diego, Chula Vista, El Cajon, Escondido, Oceanside and San Diego.