Pacific Beach, San Diego County
Water and fire damage help in Pacific Beach
A leak, a flooded room or smoke damage? Send a request from anywhere in Pacific Beach and Mission Beach, from Crown Point to the boardwalk. A local restoration company calls you back and gives you a written price before any work starts.
- Homes
- 26,774
- Median year built
- 1973
- Flood claims on record
- 139
- Renter occupied
- 69%
About Pacific Beach
Pacific Beach and Mission Beach sit low between Mission Bay and the ocean, from the Mission Beach boardwalk up through Crown Point and the streets around Garnet Avenue. ZIP 92109 has 139 federal flood insurance claims on record, among the most in the county. It is also mostly rented: 69% of occupied homes (Census ACS), many in small apartment buildings and condos. In a building like that, the leak often starts in the unit above or next door, so ask the restoration company to note where the water came from for the owner, the HOA and each insurer.
Homes and water damage in Pacific Beach
Pacific Beach has about 26,774 housing units according to the Census ACS 2020-2024, with a median year built of 1973. This is an older part of the county: 41% of homes were built before 1980. Expect original copper or galvanized supply lines and cast iron drains in some houses, and plumbing in or under a slab that only shows itself when it fails. Slab leaks.
Flood is a real exposure here. The federal flood insurance program has 139 claims on record in this ZIP code, 24 of them since 2015, with $1.1 million paid. Flood water from outside is excluded from standard homeowners policies, so it matters which kind of water got in. Flood cleanup.
About 69% of occupied homes here are rented, and 60% of homes are in buildings with two or more units (Census ACS). Renters dealing with a leak or mold should tell the landlord in writing first. Mold in a California rental.
The rain is the same story across the county. The airport averages about 9.8 inches a year, and half of it falls on about 6 days, nearly all between December and March. Wet materials that don't dry within a day or two are where mold starts.
Pacific Beach ZIP codes
| ZIP | Area | Homes | Median built | NFIP claims |
|---|---|---|---|---|
| 92109 | Pacific Beach and Mission Beach | 26,774 | 1973 | 139 |
Census ACS 2020-2024; OpenFEMA NFIP claims, all years. Compare all 59 ZIP codes.
Average rain by month (inches)
Services in Pacific Beach
How it works
- Tell us what got wet or burned. Use the form or text photos. Say how long it has been wet if you know.
- A local restoration company calls you back. A few quick questions, then they pick a time to look at it.
- You get a written scope and price before work starts. You decide. If insurance is involved, ask how they document the job.
Questions
Do you cover all of Pacific Beach?
Yes, including ZIP 92109. The business that returns your call confirms they cover your address.
How fast can someone come out?
It depends on the day and how many calls follow a storm or a fire. Say in your request if water is still coming in, or if anyone at home has asthma or a weak immune system. The company will tell you when they can come.
Do I get a price first?
Ask for a written scope and price before work starts. With active water, drying often starts on the first visit; ask what the first day will cost and how drying is billed before you sign.
Nearby: Clairemont, La Jolla, Point Loma, North Park, Mira Mesa, Rancho Bernardo, Scripps Ranch, Southeast San Diego, Chula Vista, El Cajon, Escondido, Oceanside and San Diego.